A balance that earns while it sits
Interest is estimated daily at 3.4% p.a., shown to four decimal places.
A 50/30/20 wallet for Malaysians
Spend less.
Spend less.
Save on purpose.
Top up, scan receipts, and watch every ringgit land in Needs, Wants or Future.
Identity-verified withdrawals · MYR · Stripe-secured top-ups
Wallet balance
Insured
RM12,480.50
+RM 1.1626 interest today · 3.4% p.a.
3.4% p.a.
Interest estimated daily
50 / 30 / 20
Needs, Wants, Future
RM 10
Smallest top-up
No password
Sign in with a one-time code
What you get
A wallet, a budget and a shoebox of receipts.
50/30/20, kept for you
Every expense lands in Needs, Wants or Future automatically.
Snap the receipt, skip the typing
Photograph a receipt and the details are filled in for you.
Every expense in one place
Add spending in seconds and filter by bucket anytime.
Goals worth funding
Name a goal, move money toward it, and keep your streak alive.
Top up in seconds
RM 10 to RM 250 in one tap, by card or FPX online banking.
How it works
Three steps, about two minutes.
-
Sign up with your email
A one-time code arrives by email. No password needed.
-
Top up your wallet
Pick an amount and pay by card or FPX.
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Spend, scan, watch it split
Log an expense or snap a receipt, and the buckets update.
Calculator
What could your savings earn?
Interest compounds monthly at 3.4% p.a.
Balance after 5 years
RM 20,182.86
Your money
Interest
You put in
RM 18,500.00
Interest earned
+RM 1,682.86
Interest in the final month
RM 56.18
Rate
3.4% p.a.
Estimated earnings, not guaranteed. Assumes the rate stays at 3.4% p.a. and interest compounds monthly.
Open a wallet
Boring on purpose
The part that should be dull.
Identity, verified once
Malaysian law requires us to confirm who you are before you can withdraw.
Nothing to phish
Sign-in is a one-time code by email, never a password to steal.
Every ringgit on the ledger
Every top-up, expense and interest entry stays on the record.
Start with what you have today.
RM 10 is enough to open a wallet. Email address, one code, and you are in.